In life there will be a time when we could do with some fast cash, whether it is to pay an unexpected bill, repair your car or to buy a present for a friend or loved one. These things normally always come along when you least expect them to and normally when you have no money left!

There is an option called a payday loan. Basically you take out a loan and you pay it back with your next pay check. A lot of people like this option because it is easier to do and very swifter than taking out a normal loan.

This type of loan is also very popular with people with poor credit history as a lot of the lenders who offer payday loans do no require you to have an unblemished record in that department.

Most payday loan companies only ask that you be in employment for a minimum of three months, be paid direct into a bank, hold a cheque book and be over the age of 18.

Epayday is one such company, their application form on the web site is so quick and simple that you can get a response within 24-48 hours and if approved the money will be placed into your account within 24 hours!

Image by NikolayFrolochkin from Pixabay